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Services
offered to FOP Members & Lodges |
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NATIONAL COMPUTERIZED AGENCIES
FOP Auto & Home Insurance Program
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NCA's exclusive program offers qualifying FOP members
significant discounts off automobile and homeowners
insurance rates.
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Because of training and experience, FOP members are safer
drivers; they have fewer accidents and file fewer claims. As
a result, it costs the insurance companies less to insure
them than it does to insure others. For that reason, FOP
members deserve lower automobile insurance rates.
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The FOP insurance program is available in most states and
offers nationally recognized, financially strong insurance
carriers that provide discounted rates exclusively through
this program.
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Active or retired FOP members and their immediate families
are eligible to participate in the program.
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Other coverages available include: motorcycle, boat, RV,
personal umbrella, flood, antique/classic cars, motor homes,
snowmobiles and personal watercraft (homeowners insurance
may not be available in some areas).
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Convenient billing methods are available including monthly
bank account deductions, direct billing and payroll
deduction for participating agencies.
For quotes and information call NCA toll-free at 888.USA.FOP1
(888.872.3671) or visit their web site:
www.copcoverage.com

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FOP CREDIT CARD
Request the Grand Lodge Fraternal Order of Police
MasterCard® credit card! No annual fee, low
introductory annual percentage rate (APR). Show your pride
each time you use the card.
Apply online today!
- No
Annual Fee.
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Introductory
1.7 % Annual
Percentage Rate (APR)†
on Cash Advance Checks and Balance
Transfers.*
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www.MBNA.com—your complete
online resource!
Secure, instant access to your credit card account;
online shopping; vacation and cruise; high-yield CD and
Money Market accounts; competitive-rate loans, and more.
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Credit line up to
$100,000
with
the Platinum PlusSM card.
- Zero
liability for unauthorized card use—that's our
promise.**
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Emergency replacement airline tickets, up to your
available credit limit.
MBNA Bank, N.A., is the issuer and administrator of
this credit card program.
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THE
UNION SHOP
FOP Checks
Why buy other checks?
BUY F.O.P. CHECKS!
Send the message that you support the Fraternal Order
of Police.
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All designs available in both single and duplicate
styles.
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All new orders include Fraternal Order of Police
custom checkbook cover, check register and single
deposit tickets.
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Guaranteed to work at your financial institution. If
not completely satisfied, we'll replace your order or
refund your money.
To obtain an order form for FOP checks, contact the
Grand Lodge at 615.399.0900 or via
e-mail

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RONALD J. YORK
CERTIFIED PUBLIC ACCOUNTANT
6440 Avondale Drive, Suite 200
Oklahoma City, OK 73116
(405) 840-0044
rjy@rjycpa.com
(405) 840-0919 Fax
rjycpa.com
Ronald J. York, CPA has provided bargaining advisory services
to F.O.P. lodges since 1987. Three basic services are
provided:
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Analysis of the Financial Condition of Your City - We
determine what the ability is of your city to fund increased
wages. Most cities claim to be broke. Most are not. After we
present our report you will know unequivocally what the city
can and cannot do.
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Preparation of Credible Wage Surveys - An accurate
and comprehensive wage survey is essential to successful
wage negotiations. We prepare wage surveys that measure the
major line items of compensation and paid leave time. This
allows an objective comparison between various cities that
have different compensation and leave plans.
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Costing of Wage Proposals - It is impossible to
determine if your city can afford your pay increase requests
if you do not know the cost--the total cost. With our
analysis you will have the answer.
In addition to these services, Mr. York has provided expert
witness testimony for arbitration and fact-finding hearings.
We have been engaged by bargaining units in Colorado, New
Mexico, Texas, Oklahoma, Kansas, South Dakota, Minnesota,
Iowa, Missouri, Arkansas, Tennessee and Illinois. See our web
site for additional information and articles written by Mr.
York.

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John L. Cipolla Insurance Consultants, Inc.
6811 West 63rd Street, Suite 301
Shawnee Mission, Kansas 66202
1.800.733.5131 |
John L. Cipolla Insurance Consultants was formed in
1975 and incorporated in 1988. Most of their time is
devoted to writing life and accidental death
programs for the Fraternal Order of Police as well
as other law enforcement organizations. The agency
insures lodges of all sizes across the country. They
can assist your lodge with the following:
Group Life, Accidental Death and Line of Duty
Benefits for Lodge Members
State or Local lodges wishing to provide a low
cost benefit to all their members may design a plan
to meet their own need of providing benefits to all
members, active and retired.
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Life Benefit - Basic benefit is paid when a
member dies of any cause; there are no exceptions.
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Accidental Death Benefit - Benefits are
paid when a member dies from accidental bodily
injury in addition to the Life Benefit. Special
"expanded" accidental benefits are also available.
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Killed in the Line of Duty - This benefit
is paid in addition to the Accidental Death
Benefit when an active at-work member is killed in
the line of duty, following the guidelines of the
Federal Public Safety Officers Benefit Act.
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Dependent Life - Basic Life Benefits to
insure the families of members.
Travel Accidental Death
State or Local Lodges wishing to provide this
coverage may design a schedule of benefits to insure
board members and trustees while traveling on Lodge
business.
Vision Care
Benefits are provided through SPECS Vision Care.
Discounts ranging from 20% to 45% on eyewear are
available at over 3,000 locations.
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PUBLIC SAFETY FINANCIAL
The F.O.P. Financial Services Broker |
Dedicated to the Needs of F.O.P. Members
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Individual, Lodge and State Investment Programs
- including design of investment policy
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IRAs (ROTH)
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Annuities (Tax Deferred Investing)
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Mutual Funds (No Sales Charge)
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Long Term Care
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Pension Maximization
- How to Get the Most from Your Pension
Securities offered through Intersecurities, Inc., Member NASD,
SIPC
Contact Us:
800.457.6722 Toll Free in California
800.333.6924 Toll Free outside California
800.501.4476 Fax
PSF911@aol.com
31192 La Baya Drive, Suite A-2, Westlake Village, CA
91362-4021
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Services offered above are provided by agreements with
the Grand Lodge FOP.
©1997-2006 Fraternal Order of Police, Grand Lodge |
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Joseph Snell, LUTCF
2431 Highway K
O'Fallon, MO 63368
Tel. 888-443-7536
Fax. 636-978-2001
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 Since you are a member of an organization (MO FOP) that has an alliance
with Liberty Mutual, you could pocket substantial savings on your auto
and homeowners insurance through Group Savings Plus. This unique
program allows you to purchase high-quality auto
and home insurance at special discounted rates* and with convenient
payment options.
With Group Savings Plus, you’ll also enjoy:
Round-the-clock claims service
A guaranteed rate for 12 months
24-Hour Emergency Roadside Assistance**
Plus, you may be eligible for additional discounts based on your
individual driving
record and special auto equipment such as anti-theft devices and
passive restraints. Not enough time to complete a quote? Click here to
contact me. |
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Services offered above through Liberty Mutual are provided by
agreements with the Missouri State Lodge FOP. |
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