At the present time, members are also afforded the following additional insurance benefits through the Missouri State Lodge, F.O.P., via the per capita tax, which is already covered by your dues;

Current BenefitsCurrent BenefitsCurrent BenefitsCurrent BenefitsCurrent Benefits
$10,000 Accidental Death benefit is paid when a member dies from an injury. 24 hour coverage for all members.

$10,000 Line of Duty benefit is paid in addition to the Accidental Death benefit when a member is killed while performing law enforcement duties.

$10,000 Felonious Assault benefit is paid in addition to the Accidental Death and Line of Duty benefits when a member’s loss of life is the result of an assault while performing the duties of law enforcement.

Additional Benefits are paid when a member is involved in an accident that directly results in one of the following losses:

.. Loss of Speech $ 5,000 .. Loss of sight, both eyes $10,000
.. Loss of Hearing (both ears) $ 5,000 .. Loss of sight, one eye $ 5,000
.. Reattachment of Hand or Foot $ 5,000 .. Quadriplegia $10,000
.. Loss of hands or feet $10,000 .. Paraplegia $ 7,500
.. Loss of hand or foot $ 5,000 .. Hemiplegia $ 5,000
.. Loss Thumb and Index Finger $ 2,500 .. Uniplegia $ 2,500 of Same Hand

.. The above benefits double if in the Line of Duty.

Seat Belt benefit pays in addition to other applicable benefits if a member dies as a result of an$10,000 automobile accident while properly utilizing a seat belt, as evidenced by a police report.

Occupant Protection Device benefit pays in addition to other applicable benefits if a$10,000 member dies of injuries as a result of an automobile accident while protected by a properly deployed air bag. This benefit is only paid if the Seat Belt benefit is payable.

Common Carrier benefit is paid in addition to the Accidental Death Benefit when a member$10,000 dies from injuries while riding on qualifying land, air, or water transportation